Lessons about life

Don’t assume, find out.

Try to purchase assets instead  of consumer goods

People hate weakness and are attracted to strong personalities

You teach people how to treat you

Publicize your good deeds

People don’t really care about oppression unless it happens to themselves

The problem with philosophy with is that it is 100% opinion

One problem with some parents is that they give their kids too many choices, too many choices is not a good thing.

If you only work for the money, you will fail. You exceed only when try to be the best.

Trying to be a jack of all trades is one of the most stupidest things a person can do. If you are highly qualified in a skill, you will be highly paid in a skill.

What you put in your mind is more important

You make  a business from something you excel at. Do what is necessary to maintain it. Lawyer, Cpa, Banker

Intelligence is What you get by dealing with the real world. Education is that you get from school. Don’t do something where you can’t see someone making a million dollars from. Perfect your craft and customers will look for you.

A gold digger is someone who brings nothing to the table

Potential is not important. Just because you have feet, doesn’t make you a race track star. That’s not really potential. We don’t need potential we need drive

Get with people that know what you know and believe what you believe

The Longest journey starts with a single step

Been abused for so long you can’t tell the difference between civilized and uncivilized behavior

Power only respects power

Grants are given to you under certain conditions.

There is no such thing as free money. Have good credit, and a decent balance sheet.

Banks do not loan money to people who need money. They are looking for people who will give them a large return on investment. They want someone who will take their money and pay it back it back from interest.

Businesses fail because they are underfunded You should be able to have enough money last for three years without doing even making a single sale.

The first step is the longest journey.


Leaving a gym

If you want to cancel your membership, just say you are moving out of town so they will leave you alone.

Renting a car 

For the best weekend deal call up on Friday sometime before 2pm and say, “I have all my info, drivers license and credit card, can I get a rental all setup so I don’t have to do anything but sign the ticket when I come in?  Why?This is GOLD because now the agent can pre-write your ticket and get that car off his books before the 2pm count (if a car is unrented at 2pm, it counts against the branch for that day so he’ll write your ticket before 2:00 and then the car can sit there all day for all he cares). Have your rate in mind and ask for it–don’t be afraid to make your own price! If there is a car available, you’ll get that car. If you still can’t get the rate you want, casually mention you probably need the extra insurance. He’ll write the contract now, then you initial the “decline” boxes when you come for the car (so you changed your mind). The contract is already written; he can go back and take off the waiver with just a couple keystrokes, it’ll probably cheese him off but you’ll get your lower rate and not pay for the insurance.



7 Things parents should pass down on to their children

  1. House

The average house in America is $175,000


2. Playing An Instrument

For starters, playing an instrument well is just an impressive ability, period. It speaks volumes about your character, which is something that you’d want to pass down to your offspring. Most people might just respect the ability to master what is, for some, not an easy skill, but others will equate that ability to play an instrument with a poetic sensibility they might not otherwise have been recognized.

Cost – $ 300 month or $ 4,000 annually

Start kids when they are 4-15


3. Fixing A Car

Teaching another a human how to fix a car will probably seem daunting if engines have mystified you up until this point, but luckily you don’t really need to know much. The objective is to help your kid understand enough that they can maintain their future car correctly and can actually diagnose car troubles instead of just opening the hood and looking puzzled. Besides, knowing the basics will make them seem like less of a rube to dishonest mechanics.

4. Cooking

You don’t have to take classes or start shopping for expensive cookware — just start small. You’re going to want to teach your child to at least be able to make the simple dishes, as this will greatly help later on in life. Once you’ve taught a few classics, expand your repertoire as you see fit

5. Handyman Skills

This broad category covers everything a father can reasonably be expected to do in maintaining a home and doing basic repairs; none of this stuff is as complicated as working with a car, and it mostly comes down to having the right tools for the job and being willing to get your hands dirty. There’s virtually nothing the internet can’t tell you how to fix, but it’ll be a lesson that will resonate better coming from a father.


6. Style And Grooming

Every guy has his own personal style, but there’s a thin line between hipster carelessness and looking like a slob. It’s better to teach your child to stay a comfortable distance on the clean-cut side of that line. There’s nothing difficult or even time-consuming about good grooming, but it’s an essential skill that every father should pass down to their sons. Stress the importance of it enough and hopefully they’ll avoid laziness in the future.

6. How to be assertive and self defense


7. Etiquette

Though it might not strike you as much of a skill when you’re shooting the bull with friends, being proper during a conversation is a skill, and one that takes some practice. Listening and actually paying attention becomes infinitely more important. When they’re older, you’ll want your kids to come across as both confident and empathetic while conversing, which is something of a balancing act. Being able to explain and adequately express themselves with manners though, can easily cover for lacking any of these other skills, which is why it’s so crucial.


How to achieve success


Now the most important thing in achieving success fighting off the procrastinatory mindset. The better you are able to do that. The more successful in life you will be. Most people don’t achieve what they want in life simply because they have not even tried to start to do it. 


Personality Trait for Success

  1. Hardworking
  2. Assertive
  3. Purpose


For example:

Ask yourself what do you like to do in your free time

( I like skyscrapers, condominiums and small lofts)

So job would be land developer

Find out what it takes to be a land developer

Step 1: Obtain a Bachelor’s Degree

A minimum education of at least a bachelor’s degree is usually required in order to obtain a job in the field of land or real estate development. A bachelor’s degree in real estate is likely to cover land development concepts such as zoning, site plans, the permit process, and subdivision. Other possible bachelor’s degree options appropriate for careers in this field include soil and land development or geography. A bachelor’s degree program may include internship opportunities, either coordinated by the school or self-directed, and these can take place in land or real estate development firms, real estate management offices or related workplaces.

Step 2: Acquire Work Experience

Graduates of bachelor’s degree programs in real estate and related fields can work in entry-level positions with public or private companies and agencies. Common job titles include property manager, title researcher, real estate sales agent or broker, real estate counselor and asset manager. Corporate real estate departments typically encompass site selection, lease negotiation and site development. For some careers, such as real estate sales agent, a state license is required.

Step 3: Obtain Advanced Education

Aspiring land developers with relevant work or education experience may enroll in advanced education programs. Students who hold a bachelor’s degree can pursue graduate certificates in land or real estate development. A few schools offer master’s programs in real estate, land development or business administration with a real estate concentration. Programs generally cover topics such as zoning, planning, construction, negotiation, land use, finance and investment, sustainable development and project management. Some organizations, like the Commercial Real Estate Development Association, offer continuing education courses and certificate programs in real estate development


Characteristics of how you work

  1. If you sleep more than 5-6 hours. You are lazy


2. Focus – Ask what would , or what does your life look like when you are focused.

  • Consistency and Confidence are the children of focus. The unwillingness of allowing yourself to get distracted

Top Five Reasons Why People Have Difficulty Concentrating

I often hear my clients complain of difficulty concentrating.  Be it on the job, on their creative tasks, or even in their daily routines, I frequently hear them talk about difficulty keeping track of their ever-growing list of to-do’s and their frantic efforts to keep themselves organized and on top of their various roles and demands. I hear them tell me about the lists they make and the apps they use, and then I sense the frustration in their voices when they admit that even with these gadgets, they still feel overrun by unaccomplished tasks and half-finished projects. I hear them say that despite their best efforts, their minds sometime feel as though they are on a “scan” setting, constantly jumping from one station to the next, without staying at one of them long enough to get anything done.

So, what do I suggest?  Well, first of all, a bit education.  Let’s start with a piece of information that many may find surprising: the mind’s normal condition is disorder.  Our brains are designed to notice, recognize, and attend to a variety of random sensations, perceptions, and thoughts, all of which are competing for attention, all at the same time.  Our brains do this to keep us in touch with internal as well as external needs, and ultimately to keep us alive.  As our brains develop, we become better able to manage this chaos and turn it into reasonable order by exerting “attentional control.”  In simple terms, this refers to the ability to filter out irrelevant, or less important things, so that we can focus on others.  In other words, the ability to concentrate.


What you’ve probably noticed is that this ability waxes and wanes on different days and even at different points within the same day. Some days you are able to breeze through your various tasks and demands, and others, even the smalles set of chores seems to get pushed around and shoved in different directions, none of which lead to completion.

So, lets first examine some reasons for this variance and what factors may be related to diminished ability to sustain attention and concentration. Once we are better able to diagnose the problem, we will move on to problem-solving approach to target each part.  Below is a list of the five most common reasons why our brains may experience difficulty concentrating on any given day:

1. Fatigue. Being tired and fatigued is concentration’s worst energy. Research indicates that staying up just 1 hour later than normal significantly decreases focusing capability.  Our brains have developed to work best under very specific conditions and nothing harms it’s ability to stay focused quite like being tired and fatigued.  Rack up sleep deficits regularly, and you’ll likely experience routine and pervasive concentration problems.

2. Stress. Pretty simple, the more tasks you need to get through, (generally) the more stress you experience. The more stressed you feel, the more difficult it is to concentrated and get any of them done, thus trapping you in a vicious cycle. Anyone who has approached an oncoming deadline with an increasing lists of things to accomplish between said deadline knows what I’m talking about.

3. Multitasking. Contrary to (relatively recent) popular belief, multitasking is NOT a good thing.  In our fast paced, time-is-money world, we are continuously pushed to do more things at once and do them faster.  However, scientific research has repeatedly proven that not only is this approach detrimental to the task at hand (careless errors, for example), it is also bad for your brain!  It becomes accustomed to jumping from topic to topic, making it even harder for your to harness your ability to stay focused on any one thing for any prolonged period of time.  In other words, too much multitasking and you are in essence teaching your brain to have a shorter and less efficient attention span!

4. Boredom & Lack of Challenge.  This factor is quite clear when you look at a child (or adult) with ADD/ADHD, sit them down to do the same thing for the 100th time and they can’t focus. Give them a novel, interesting, and challenging project and all of a sudden they are able to focus. Going back to the point that our brains are constantly being bombarded by internal and external stimulus, it makes sense that some of them go into “auto-pilot” and that our brains conserve time and energey by payling less attention to those things which are expected routines.

5. Physical Factors.  Physical distractions cause mental distraction. This can be as obvious as not feeling well due to illness or injury, but it also plays a more subtle role.  Focusing is more difficult if you have certain medical or mental health conditions, including thyroid disease, anemia, diabetes, depression, or anxiety.  Again, the mind and body connection I’ve been mentioning throughout this blog plays a role.

So, now that you know some of the practical reasons why people’s concentration varies, you can start to take inventory of which apply to you. Stay tuned for the next post where I will discuss simple ways to begin to address these factors and make changes to improve your attention and concentration.


Money Milestones

Money is probably the most important thing in life.

Money buys you food, a roof over your head, clothing, transportation, entertainment, it buys you an education, it provides for your family, it buys you health for when you are sick, it has the power to end life and the power to give it. We give up a vast majority of the time in our day – 8 hours or more, in pursuit of money. Who would spend their entire day trying to get something if it were not the most important thing in the world to them? Quite clearly, money is the terra and the firma of all earthly existence.

You go to college because you want a career with a good starting salary. You have more respect for a person with a good career than one who does not. We spend more time working than with our own families. We are willing to indenture ourselves to a lifetime of servitude in exchange for basic necessities.

How can anyone say that money is less important than love? Quite clearly, when our survival depends on it, and when all of our time is given away in pursuit of it, it is more important than all else.

How can anyone say that they are fine living on beans from paycheck to paycheck? Accidents and illnesses will happen, to both you and to your family. Money needs to be there for that. Your children will need day care, they will need a college education, and your parents will need nursing homes. You are expected to be a provider, and a good one.

We live in a world that runs on money. 95 percent of what you do in life depends on money. Avoid those who think money is not important. Ask you to do things without giving you adequate money. Have a lackadaisical approach towards money. Money may not buy happiness but it can buy respect, confidence, security, stability,peace of mind, dignity. The more money you have they less BS you have to deal with from society.

Survival in this world means you need to have some attribute skill or qualification or resource that will convince people that you deserve money. Here are the milestones.

$ 4,436-Account balance of Average American

$5,000 – Average Account Balance you should want if you want to live with some dignity. If you serious about finances you should never let your bank balance slip below this amount.

$6,000- Minimum amount needed to move to another city.

$8,000 – Average yearly savings of an American

$9,000 – Average salary of poorest Town in America, also 10% tax bracket

$10,000 – Average amount of at least one years rent in America.

$10,800- Average amount of wealth of Black worker in America

52 percent of U.S. workers had said they had less than $10,000 in total savings and investments, such as a 401(k) or IRA, that could be used for retirement.

$11,700 -Annual Individual Poverty Threshold

$14,000 – Minimum of you can survive without working for a year

$15,000 – Minimum of money you should have in your emergency fund

$15,300 – Average Amount of Wealth Latino has in America

$15,080- Minimum wage average annual salary

$18,000 – Minimum amount to have in a 401k

$20,000- Major Milestone for beginner savers

$22,000 – Average Cost of wedding in America

$25,000- The amount savings Rudir Ruparalia had before he started his own conglomerate.

$28,000 – Minimum of two years without working

$29,000 – Average salary for Hispanic lowest paid group in America



$30,000 – Amount of money saved before you get married (a kid is 72k for 18 years or 4k per year)

$32,000 – Amount of Tuition for private colleges

$33,000- Amount of money annual amount of money required to be considered Middle Class. Average salary of Black American

37,000 – Limit of 10% tax rate and beginning of $25% tax rate

$43,000- Average salary of White American

$50,000 – Average salary for American Also average amount someone should have saved before they have a baby

$52,000 – Asian American average Salary

$53,000 – Average salary of Someone with a Bachelor’s Degree

$54,000 – Salary starting point of someone considered to be a high earner in the UK’

$54,192 – Average Salary of Asian American male highest earning race in America.

$60,000 – Amount of Annual amount of money to be considered Upper middle class and to be considered to be prime dating material

$61,000 – Average income of America’s richest ethnic group Indian Americans

$70,000 – Minimum Salary of someone working in UN.

$72,000 – Minimum Salary of someone who is considered upper income or upper class

$75,000 – Average salary of someone with a Master’s Degree

$82,000 – Average amount of Wealth of White worker in America

$84,000 – Average salary of someone with a PHD

$85,000 – Average White Family’s home worth

$89,000 – Limit of 28% tax rate

$100,000 -Beginning of six figure income  (5%)

$110,000- Average Wealth of White Family

Amount you need to

$150,000 – Salary considered to be Rich

$186,000 – Starting at 33% Tax

$190,000 – Average cost of a house in America

$240,000 – Average household income of richest town in America

$250,000 – Average income to be considered wealthy. Average amount people would say they would need to retire.

$310,000 – Income to be considered 1%

$405,000 – End of 33% Tax

407,000 – Beginning of 40% tax rate

$ 1,000,000 – Millionaire  (3% of Americans and 1% of Black Americans)

$1,500,000 – Total sum that the average American would have worked for in lifetime

Saving goals

$10,000 – Alright, could probably survive 5-6 months without working (Only 15% of Americans have more than more than this amount in savings)  Saving score D

$20,000- Better, Could survive a year without working. Having this amount makes you a real independent adult

30,000 – Could survive two years without working could also get married, and could also immigrate to another country. (One year living with parents on regular salary job) Saving Score C

$50,000 – Could have children  (Two years living with parents on regular salary Job plus a part time job)  Saving Score B

$100,000 – Could say you are wealthy  ( Three years living with parents on regular salary job)   Saving Score A

Goals people have

  1. Own their house  $190,000
  2. Have enough money to get married  $30,000
  3. Get a car

How to be rich

  1. Stick to your goal, focus
  2. You can change but never give up
  3. Do things quickly
  4. Love what you do
  5. Understand the next right move
  6. You only have control over yourself

1. How to find a job 2. Get a job 3. And do well at it

1. How to look for a job – Find your fit Entry level or Mid-level If you got your bachelors from an elite school you might have to send out 8 applications to get a response If you didn’t you might have to send out at least 20 – Be very concise about your skills. CV should not be longer than 3 pages – Cover letter should be like a summary of your skills you are going to go over in your interview

Best websites for jobs are

1. Indeed.com

2. Or apply directly through the companys website


2. How to do well on a job interview and get the job – Dress nice, beauty is power – Research the company Be prepared for the most common questions – Ask yourself what the company wants and needs a. Why do you want  this job? b. Why should we hire you? c. Tell us a little bit about yourself? d. What is your greatest strength? Flexibility. d. What is your greatest weakness? Don’t like asking for help e. How long do you want to work for this company? Maybe about 2 years it depends how things go. Why was there a gap in your employment between ?  (Note not having worked for more than 6 months is a red flag for most employers—— Tell me how you handled a difficult situation. How would you deal with an angry or irate customer? What questions do you have for me? Questions you can ask a. What is the culture of the company


Things that impress the interviewer 1. Your research about the company 2. Bringing new ideas 3. Good follow up questions like 4. Negotiating Salary – Give set price 1. Based on things you could do for this company. Talk about money, when they offer you the job – Best skill, flexibility – Any questions Say if you are a teacher, you might have to give a demonstration of how you would teach the class.


Prepare visible things – For example if your were applying for a job as a teacher it would be good to have a portfolio of your whole lesson plan for the year, talk about your favorite lesson plans. This puts less doubt in their minds because they know exactly what they can expect.


1. What kind of qualities do you need to succeed in this job?

2. (This is to sniff out racial discrimination) and all these qualities are based on merit. Right?

3. How to be a good worker – Come on time everyday – Dress Nice everyday – Have a relationship with the boss, he or  is the most important person and don’t you forget it. – Be type of person the boss can go to in time of trouble.

Stop thinking about your old job and adapt to your new job

What to do when asked for a picture to see your race.

If you are asking for my picture for the purpose of practicing racial discrimination so be it. But here is my skills and my skills




4. How long should you work at your job. Anyjob you’ve had for less than 8 months is a red flag. Don’t even put you’ve worked less than 8 months on your resume. Ideal job span is  a minmum of 18 months or

Ideally, you should try to make a job span, at the minimum, 15 months spanning three calendar years (e.g. October 2014 — January 2016) or 18 months spanning two. All else being equal, two years is better than 18 months, and three years is better than two, and four is better than three. The advantage gained each month isn’t enough to merit passing up obviously superior opportunities, but it does mean that you’re best off to avoid movements that don’t have an obvious benefit