Best country for expats in terms of Happiness and Satisfaction

1. Switzerland

2. Singapore

3. China *

The primary reason: expats in China are finding themselves with more disposable income than most other places. China is home to the largest proportion of high-earning expats in the world – almost a quarter of expats living there earn more than $300,000 per annum compared with the global average of 5 percent

4. Germany, seen as safe and stable destination for foreigners, placed fourth.

5.  Bahrain, the archipelago of islands in the Arabian Gulf, rounded out the top five. The country’s proving attractive as a destination for expats heading to the Middle East particularly for the good work/life balance, the bank said.

6. New Zealand came sixth in the overall rankings, but was voted the bestdestination for raising a family abroad.

The majority of expat parents living in New Zealand commented on the improved health and well-being and safety of their children, as well as saying they are bringing up more confident and well-rounded individuals.

7. Thailand, where expats said they enjoyed a lavish lifestyle at a far lower cost than in their home country, was ranked seventh.

“However much you think you need to bring with you – don’t. Or bring half. What you can get here is either better or cheaper, so not worth the hassle bringing it from home,” an expat in Thailand said

8. Taiwan*

9. India*

10. Hong Kong

*White expats

15 Largest Suburbs in America and Canada

1. Long Beach, California (473,789) Los Angeles Metro  (Long Beach is bigger than cities like  Atlanta, Miami,  Minneapolis, Cleveland, Pittsburgh, Saint Louis, Cincinnatti)

The Port of Long Beach is the United States’ second busiest container port and one of the world’s largest shipping ports.[15] The city also maintains a large oil industry with wells located both underground and offshore. Manufacturing sectors include those in aircraft, car parts, electronic and audiovisual equipment, and home furnishings.

Downtown Long Beach is located approximately 22 miles (35 km) south of Downtown Los Angeles, though the two cities border each other for several miles on Long Beach’s southwestern portion. Long Beach borders Orange County on its southeast edge.[16]
2. Mesa, Arizona (463,552)  Phoenix Metro

(Mesa is bigger than cities like  Atlanta, Miami,  Minneapolis, Cleveland, Pittsburgh, Saint Louis, Cincinnatti)

Mesa Bank and Mesa Arts Center building in downtown Mesa

Mesa is the third-largest city in Arizona, after Phoenix and Tucson, and the 38th-largest city in the US.Mesa is home to numerous higher education facilities including Polytechnic campus of Arizona State University. Mesa is the most conservative city in America.
3. Arlington, Texas (374,417)  Dallas Metro

Located approximately 12 miles (19 km) east of downtown Fort Worth and 20 miles (32 km) west of downtown Dallas, Arlington is home to The University of Texas at Arlington, a doctoral-granting research institution, and a General Motors assembly plant. Additionally Arlington hosts the Texas Rangers’ Globe Life Park in Arlington, AT&T Stadium, the International Bowling Campus (which houses the United States Bowling Congress, International Bowling Museum and the International Bowling Hall of Fame), and the theme parks Six Flags Over Texas (the original Six Flags) and Hurricane Harbor. Arlington is the headquarters of the Nuclear Regulatory Commission Region IV, Texas Health Resources, and American Mensa.

4. Santa Ana, California (339,130)  Los Angeles Metro

5. Anaheim, California (335,288) Los Angeles

making it the most populous city in Orange County and the 10th most populous city in California.[14] Anaheim is the second largest city in Orange County in terms of land area (after Irvine) and is known for its theme parks, sports teams, and convention center.

Anaheim was founded by fifty German families in 1857 and incorporated as the second city in Los Angeles County on March 18, 1876.[2] The city developed into an industrial center, producing electronics, aircraft parts and canned fruit. It is the site of the Disneyland Resort, a world-famous grouping of theme parks and hotels which opened in 1955, Angel Stadium of Anaheim, Honda Center and the Anaheim Convention Center.

Anaheim’s city limits extend from Cypress in the west to the Riverside County line in the east and encompass a diverse collection of neighborhoods and communities. Anaheim Hills is a master-planned community located in the city’s eastern stretches that is home to many sports stars and executives. Downtown Anaheim has three mixed-use historic districts, the largest of which is the Anaheim Colony. The Anaheim Resort, a commercial district, includes Disneyland, Disney California Adventure, and numerous hotels and retail complexes. The Platinum Triangle, a neo-urban redevelopment district surrounding Angel Stadium, is planned to be populated with mixed-use streets and high-rises. Finally, Anaheim Canyon is an industrial district north of SR 91 and east of SR 57.

6. Aurora, Colorado (319,057)  Denver Metro

Aurora is the third most populous city in Colorado

7. Riverside, California 319,000

located in the Inland Empire metropolitan area. Riverside is the county seat of the eponymous county and named for its location beside the Santa Ana River.[9] It is the most populous city in the Inland Empire as well as Riverside County, and is located approximately 60 miles (97 km) east of Los Angeles.[10]} It is also part of the Greater Los Angeles area. Riverside is the 59th most populous city in the United States and 12th most populous city in California. As of the 2010 Census, Riverside had a population of 303,871.

Riverside was founded in the early 1870s and is the birthplace of the California citrus industry as well as home of the Mission Inn, the largest Mission Revival Style building in the United States.[11] It is also home to the Riverside National Cemetery.

The University of California, Riverside, is located in the northeastern part of the city. The university also hosts the Riverside Sports Complex. Other attractions in Riverside include the Fox Performing Arts Center, Riverside Metropolitan Museum, which houses exhibits and artifacts of local history, the California Museum of Photography, the California Citrus State Historic Park, and the Parent Washington Navel Orange Tree, the last of the two original navel orange trees in California.[12]

8. Newark, New Jersey 280,000  New York City Metro

Located in the heart of New Jersey’s Gateway Region, Newark is the second largest city in the New York metropolitan area, approximately 8 miles (13 km) west of Manhattan. Port Newark, the major container shipping terminal in the Port of New York and New Jersey, is the largest on the East Coast. Newark Liberty International Airport was the first municipal commercial airport in the United States, and today is one of its busiest.[26][27][28]

Newark is headquarters to numerous corporations, such as Prudential Financial, Panasonic Corporation of North America and PSEG. It is also home to several universities, such as Rutgers–Newark (including the law school and medical school), the New Jersey Institute of Technology, and Seton Hall University’s Law School. Among others, its cultural and sports venues include the New Jersey Performing Arts Center, the Prudential Center, and the Bears & Eagles Riverfront Baseball Stadium.

Newark is divided into five geographical wards, and contains neighborhoods ranging in character from bustling urban districts to quiet suburban enclaves. Newark’s Branch Brook Park is the oldest county park in the United States and is home to the nation’s largest collection of cherry blossom trees, numbering over 5,000
9. Plano, Texas (278,480)  Dallas Metro

Plano is twenty miles northeast of downtown Dallas. This city is home to many corporate headquarters: Alliance Data, Cinemark Theatres, Dell Services, Dr Pepper Snapple Group, Ericsson, Frito-Lay, HP Enterprise Services, Huawei, J. C. Penney, Pizza Hut, Rent-A-Center, Traxxas, Siemens PLM Software, and Toyota Motors USA.

In 2005, 2006, and 2011, Plano was designated the best place to live in the Western United States by CNN Money magazine. In 2006, Plano was selected as the 11th best place to live in the United States by CNN Money magazine.[5] It was also selected as the safest city in America in 2010[6] and 2011 by Forbes.[7] Plano schools consistently score among the highest in the nation.[8] Plano was rated the 10th Best Suburb for Education in the Nation in 2014[9] due to having one of the lowest student-teacher ratios (14 to 1), a high school graduation rate of 94 percent and some of the highest test scores in the nation. It has been rated as the wealthiest city in the United States by CNN Money,[10] and the United States Census Bureau declared Plano the wealthiest city of 2008 by comparing the median household income for all U.S. cities whose populations were greater than 250,000.[11] In 2008, selected Plano, University Park, and Highland Park as the three “Top Suburbs To Live Well” of Dallas.[12] The annual Plano Balloon Festival and the Plano International Festival are two of the city’s premier cultural and entertainment events
10. Henderson, Nevada (277, 064)   Las Vegas Metro

In 2011, Forbes magazine ranked Henderson as America’s second safest city.[2] Henderson has also been named as “One of the Best Cities to Live in America” by Bloomberg Businessweek.[3] In 2014, Henderson was again ranked as one of the Top 10 “Safest Cities in the United States” by the FBI Uniform Crime Report

11. Glendale, Arizona (251,522) Phoenix

Glendale bills itself as “Arizona’s Antique Capital”, with support for its claim from both Sunset magazine (2004[dead link]) and a 1998 article in USA Today. Glendale is home to the popular Arrowhead Towne Center mall in the northwest part of the city. Glendale also is home to Midwestern University, metropolitan Phoenix’s first medical school, as well as a major post-graduate international business school: the Thunderbird School of Global Management.

An extension of METRO light rail service is planned to serve the city, opening in 2026,[6] reprising a role played by the Phoenix Street Railway between 1911 and 1926

12. Jersey City 260,000  New York City Metro


Part of the New York metropolitan area, Jersey City is bounded on the east by the Hudson River and Upper New York Bay and on the west by the Hackensack River and Newark Bay. A port of entry, with 11 miles (18 km) of waterfront and significant rail connections, the city is an important transportation terminus and distribution and manufacturing center for the Port of New York and New Jersey. Financial and service industries as well as direct rapid transit access to Manhattan in New York City have played a prominent role in the redevelopment of the Jersey City waterfront and the creation of one of the nation’s largest downtown central business districts.

13. Chula Vista, California 256,000 San Diego Metro

Located just 7.5 miles (12.1 km) from downtown San Diego and 7.5 miles (12.1 km) from the Mexican border in the South Bay region of the metropolitan area, the city is at the center of one of the richest economic and culturally diverse zones in the United States. Chula Vista is so named because of its scenic location between the San Diego Bay and coastal mountain foothills.

Founded in the early 19th century, fast population growth has recently been observed in the city. Located in the city is one of America’s few year-round United States Olympic Training centers and popular tourist destinations include SleepTrain Amphitheatre, the Chula Vista marina, and the Living Coast Discovery Center, formerly known as the Chula Vista Nature Center.

14. Chandler, Arizona 254,000  Phoenix Metro

It also has satellite locations for many technology companies, including Intel and Orbital Sciences Corporation.

15. Irvine, California 250,000 Los Angeles  Metro

Interesting notes-

Because Irvine is home to highly-rated public schools, a large number of jobs requiring a skilled workforce, and residential housing, Irvine was chosen in 2008 by as the fourth best place to live in the United States.[13] In 2012, it was ranked sixth nationally.[14] In September 2011, Businessweek listed Irvine as the fifth best city in the United States.[15] Irvine consistently ranks as the safest city in America with a population over 100,000.[16] In 2014, Irvine was named the best-run city in the U.S. by 24/7 Wall Street.[17] A number of corporations have their national or international headquarters in Irvine, particularly in the technology and semiconductor sectors

Irvine is home to the University of California, Irvine (UCI), Concordia University, Irvine Valley College, the Orange County Center of the University of Southern California (USC), Brandman University, California Southern University, Stanbridge College and campuses of California State University Fullerton (CSUF), University of La Verne, Pepperdine University, Alliant International University, Kaplan International Colleges, Fashion Institute of Design and Merchandising, and Webster University. Beginning in January, 2016, Western State College of Law at Argosy University will be relocated from Fullerton to Irvine

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10 Largest Canadian suburbs

1. Mississauga, Ontairio  713,443 Toronto Metro (Mississauga is bigger than Washington,D.C, Boston, Baltimore, Winnipeg, Vancouver, Milwaukee, Seattle, Detroit, Denver, Nashville, Las Vegas, Atlanta, Miami, Minneapolis

Initially developed as a suburb of Toronto, Mississauga’s growth is attributed to its proximity to that city. It is the largest suburb in Anglo-America by population.[3] In recent decades, the city has attracted a multicultural population and has plans for developing its downtown core.[4][5] Residents of the city are called Mississaugans or Saugans.

The city is placed first overall in ‘mid-sized cities of the future’ by financial publication fDi Magazine for North and South American cities, placing first in business friendliness, second in economic potential, and fourth in infrastructure and foreign direct investment strategy.[6] Mississauga was also rated as Canada’s 11th best city to live in terms of prosperity according to MoneySense magazine.[7] It is the fourth most walkable large city in Canada according to Walk Score.[8] Toronto Pearson International Airport, Canada’s busiest airport, is located in the city, and it is the location of many major corporate headquarters for Canada.

2. Brampton, Ontairio 523,911 (Brampton is Bigger than Atlanta, Miami, Minneapolis)

The city was once known as The Flower Town of Canada, a title based on its large greenhouse industry. Today, Brampton’s major economic sectors include advanced manufacturing, retail administration and logistics, information and communication technologies, food and beverage, life sciences and business services

3. Surrey, British Columbia 468,251

While Surrey is the largest city by area in the Greater Vancouver, it is the province’s third largest city by area, after Abbotsford and Prince George, and second-largest city by population after the city of Vancouver.

4. Laval, Quebec 401,553

It is the largest suburb of Montreal, the third largest municipality in the province of Quebec, and the thirteenth largest city in Canada with a population of 401,553 in 2011.[3]

Laval is geographically separated from the mainland to the north by the Rivière des Mille Îles, and from the Island of Montreal to the south by the Rivière des Prairies. Laval occupies all of Île Jésus as well as the Îles Laval.

5. Markham, Ontairio 301,709

Through much of Markham’s history the community has been described[by whom?] as an agricultural community. A turn towards a more urbanized community within the township began after World War II when the township had begun to feel the effects of urban encroachment from Toronto. The completion of Highway 404 during the mid-1970s further accelerated urban development in Markham.[4]

As of 2013[update] tertiary industry mainly drives Markham. As of 2010[update] “business services” employed the largest proportion of workers in Markham – nearly 22% of its labour force.[5] The city also has over 900 technology and life-sciences companies, with IBM as the city’s largest employer.[6][7] A number of multinational companies also have their Canadian headquarters located in Markham, including: Honda Canada, Hyundai,[8] Advanced Micro Devices,[9] American Express,[10] Johnson & Johnson, Apple Inc.,[11] Avaya,[12] IBM,[13] Motorola,[14] Oracle,[15] Toshiba,[16] Toyota Financial Services [17] and Honeywell.  According to the 2011 National Household Survey, 89.3% of Markham’s residents are Canadian citizens, and about 14.5% of residents are recent immigrants (from 2001 to 2011). The racial make up of Markham is; East Asian (39.7%), White (27.5%), South Asian (19.1%), Southeast Asian (3.9%), Black (3.2%), West Asian & Arab (3.2%), Latin American (0.5%), Aboriginal (0.2%), and 1.9% of the population is multiracial while the rest of the population (0.7%) is of another group. Markham has the highest visible minority population of any major Canadian city (over 100,000 residents) at 72.3%, and is one of eight major cities with no majority racial group.

6. Vaughan, Ontairio 288,301

It is north of Toronto. Vaughan was the fastest-growing municipality in Canada between 1996 and 2006, achieving a population growth rate of 80.2% according to Statistics Canada

7. Gatineau, Quebec 265,349

It is a city in western Quebec, Canada. It is the fourth largest city in the province. Located on the northern bank of the Ottawa River, immediately across from Ottawa, together with which it forms Canada’s National Capital Region. As of 2011 Gatineau had a population of 265,349,[4] and a metropolitan population of 314,501.[5] The Ottawa–Gatineau census metropolitan area had a population of 1,236,324.[6]

Gatineau is coextensive with a territory equivalent to a regional county municipality (TE) and census division (CD) of the same name, whose geographical code is 81. It is the seat of the judicial district of Hull.[7]

8. Longeuil, Quebec 231,409

Longueuil is a residential, commercial and industrial city. It incorporates some urban features, but is essentially a suburb. Longueuil can be classified as a commuter town as a large portion of its residents commute to work in Montreal. Most buildings are single-family homes constructed in the post-war period. The city consists of three boroughs: Le Vieux-Longueuil, Saint-Hubert and Greenfield Park.

Longueuil is the seat of the judicial district of Longueuil.[6]

9. Burnaby, British Columbia 223,218

It is the third-largest city in British Columbia by population, surpassed only by nearby Surrey and Vancouver.

It was incorporated in 1892 and achieved City status in 1992, one hundred years after incorporation. It is the seat of the Greater Vancouver Regional District‘s government, the board of which calls itself Metro Vancouver.

According to a 2009 survey by Maclean’s magazine, Burnaby is Canada’s best run city. The survey looks at a city’s efficiency, the cost of producing results, and the effectiveness of its city services

10. Richmond, British Columbia 190,473

Part of the Metro Vancouver area, as of 2013[update] it is the fourth-most populous city in the province.[1] Richmond has an immigrant population of 60%, the highest in Canada.[2] Richmond is the location of Vancouver International Airport and was the site of the speed skating events during the 2010 Winter Olympics.

Richmond’s 2011 population of 190,473 makes it the fourth largest city in British Columbia, after Vancouver (603,502), Surrey (468,251) and Burnaby (223,218).

Richmond has an immigrant population of 60%, the highest in Canada.[2] Richmond has 50% of residents identifying as Chinese, the city in North America with the largest proportion of Asians.[8] More than half of its population is of Asian descent, many of whom immigrated in the late 1980s, mostly from Hong Kong, Taiwan, and Mainland China. Other Asian Canadians in Richmond include Indo-Canadians, Filipino Canadians and Japanese Canadians.[9]

Richmond’s Japanese community has a long history in Steveston dating back to the 1800s. Following Japan’s 1941 attack on Pearl Harbor, this community was devastated as residents of Japanese descent were relocated to internment camps in the BC Interior and Alberta and their property sold at auction.

Richmond is also home to two of the largest Buddhist temples in North America, the International Buddhist Temple and the Ling Yen Mountain Temple.

The average price of a detached home in Richmond is $1,004,300.[10] Serious crime is rare in Richmond, which was ranked the third safest city in British Columbia in 2002.


Cities with the most suburbs over 100,000

  1. Los Angeles  34  suburbs over 100,000     1. Long Beach 2. Anaheim 3. Santa Ana 4. Riverside 5. Irvine 6. San Bernadino 7.Oxnard 8. Fontana 9. Moreno Valley 10. Glendale 11. Huntington Beach 12. Santa Clarita 13. Garden Grove 14. Rancho Cucamonga 15. Ontario 16. Corona  17. Lancaster 18. Palmdale 19. Pomona 20. Torrance 21. Pasadena 22. Orange 23. Fullerton 24. Thousand Oaks  25. Simi Valley 26. Victorville    27. El Monte 28. Downey 29. Inglewood 30. Costa Mesa 31. Ventura 32. West Covina 33. Burbank 34. Temecula 35. Rialto


2. Dallas 14 suburbs over 100,000

1. Fort Worth 2. Arlington  3. Plano 4. Garland 5. Irving 6. Grand Prairie 7. Irving 8. Mesquite 9. McKinney 10. Carrolton 11. Frisco  12. Denton 13. Richardson 14. Lewisville

Dallas 1
Portfolio Facebook Page

3. San Francisco  13 suburbs over 100,000

1. Oakland 2. Fremont  3. Santa Rosa  4. Hayward 5. Sunnyvale 6. Concord

7. Santa Clara 8. Vallejo 9. Berkeley 10. Antioch 11. Richmond  12.Daly City  13. San Mateo


4. New York 11

1. Newark 2. Jersey City 3. Yonkers 4. Paterson  5. Bridgeport  6. Stamford 7. Elizabeth  8. New Haven 9. Waterbury 10. Edison 11. Woodbridge

5. Miami 9   1. Hialeah  2. Fort Lauderdale  3. Pembroke Pines  4. Hollywood  5. Miramar 6. Miami Gardens 7. West Palm Beach  8. Pompano Beach 9. Miami Beach

6. Phoenix 8  1. Mesa 2. Chandler  3. Glendale 4. Scottsdale 5. Gilbert 6. Tempe  7. Peoria 8 . Surprise


7. Houston 6 Suburbs over 100,000

  1. Katy 2. Pasadena  3. Cypress 4. The Woodlands  5. Pearland 6. League City

8. San Diego 5 suburbs over 100,000

1. Chula Vista  2. Oceanside 3. Escondido 4. Carlsbad

5. El Cajon


Ghanaian taxes


Corporate Tax: This is the tax paid by companies on their profits in the year. The tax rate is 25%.

Personal Income Tax: Self-employed persons are required to pay Income tax at graduated rates in four equal instalments. The current Personal Income Tax rates took effect from November 2011.

Pay As You Earn (PAYE): The PAYE contributions are withholdings from salaries of employees in order to satisfy their income tax responsibilities. The PAYE is computed with the Personal Income Tax rates. (See box below)


Chargeable Income (GH¢) Rate (%) Tax (GH¢) Cumulative Chargeable Income (GH¢) Cumulative Tax (GH¢)
First 1,584 Free NIL 1,584.00 NIL
Next 792 5 39.60 2,376.00 39.60
Next 1,104 10 110.40 3,480.00 150.00
Next 28,200 17.5 4,935.00 31,680.00 5,085.00
Exceeding 31,680 25

Exceeding 31,680  ($9,068) – 25%

American Taxes

015 tax brackets (for taxes due April 15, 2016)

Tax rate Single filers Married filing jointly or qualifying widow/widower Married filing separately Head of household
10% Up to $9,225 Up to $18,450 Up to $9,225 Up to $13,150
15% $9,226 to $37,450 $18,451 to $74,900 $9,226 to $37,450 $13,151 to $50,200
25% $37,451 to $90,750 $74,901 to $151,200 $37,451 to $75,600 $50,201 to $129,600
28% $90,751 to $189,300 $151,201 to $230,450 $75,601 to $115,225 $129,601 to $209,850
33% $189,301 to $411,500 $230,451 to $411,500 $115,226 to $205,750 $209,851 to $411,500
35% $411,501 to $413,200 $411,501 to $464,850 $205,751 to $232,425 $411,501 to $439,000
39.6% $413,201 or more $464,851 or more $232,426 or more $439,001 or more

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Worlds Largest Economies and Consumer Markets

1. United States of America  $18.1 trillion

Language – English

Continent – North America

Race – Multiracial

Financial Capital – New York City


The American economy is almost twice as large as China’s and as large than all the other 8 Economies put together minus China.

2. China $11.8 trillion (Largest economy in Asia)

Worlds largest exporter

Language – Mandarin Chinese

Financial Capital – Shanghai

Continent – Asia

Race – Oriental Asian

What things do Chinese people buy more than others, luxury goods, skin lotions, baby formula

3. Japan $4.2 trillion

Continent – Asia

Race – Oriental Asian

Financial Capital – Tokyo

4. Germany $3.4 trillion (largest economy in Europe)

Language – German

Continent – Europe

Race – White

Financial Capital – Frankfurt


5. United Kingdom 2.9 trillion

Language – English (Second largest English speaking economy)

Continent – Europe

Race – Majority White

Financial Capital – London

6. France $2.5 trillion

Language – French

Continent – Europe

Race – Majority White

Financial Capital – Paris


(If Africa was a country it would be number 7th with 2.4 trillion- Financial Capital would be Johannesburg)

7. India  $2.3 trillion

Language – English, Hindi,

Continent – Asia

Race – South Asian

Financial Capital – Mumbai


8. Brazil $1.9 trillion

Language – Portuguese

Continent – South America (Largest economy in South America and Latin America)

Race – Multiracial (Second largest multiracial economy)

Financial Capital – Sao Paulo

9. Italy $1.8 trillion

Language – Italian

Continent – Europe

Race – White

Financial Capital – Milan


10. Canada  $1.6 trillion

Language – English (Third English Speaking Country on list)

Continent – North America

Race- Majority White Multiracial

Financial Capital – Toronto